Is a travel credit card worth it? How to decide and pick the right one.

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The holiday season is a popular time of year for travel, between flights back to hometowns to see family and much-needed vacations to ring in the new year. As you get ready to book your plane tickets and hotel stays, you might be wondering: Should I get a travel credit card?

The possibility may seem even more enticing given the level of spending many of us do during the holidays. Often, travel credit cards will offer a desirable bonus upon opening — but only if you spend a certain amount within a specific window of time. “The holidays are a good time [to get a travel card] since your spending is probably going up anyway and you’ll hit that threshold and get the bonus points to use for spring break,” said Ted Rossman, a senior industry analyst at Bankrate, to The New York Times.

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